Auto Loan Professionals
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Auto loans for any time, any vehicle.
Customer satisfaction is our top priority.

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Frequently Asked Questions

Auto financing can be tough, and whether you're buying a new car, a used car, or refinancing an existing car, you may not know where to turn for the answers to all of your questions. At we understand that it feels like an uphill battle, which is why we have compiled a list of the most commonly asked questions about auto loans & financing for you to review.

Who is, and why should I trust you with my business? is a matching service that specializes in developing relationships with accredited auto lenders across the United States. We are not a lender nor do we push any specific lending product or service, so in order to remain completely unbiased we present the various offers available to you and allow you to choose the loan product that best fits your needs. Because you choose the loan amount, the interest rate & the monthly payment, you know you are in total control of your auto loan choice – with you are quite literally in the driver's seat!

How do I know I am getting the lowest rates?

We work with the nation's top lenders and put together a virtual marketplace for you to choose the lowest priced loan. Because loan offers are featured side-by-side and based on the qualities that you value the most, each lender must logically present the lowest possible rate they can manage in order to appear more attractive than their competition. By putting each lender in direct competition with others, you can realize the maximum savings available – only offers this unique kind of lending service!

Does my credit rating impact the quote I will receive?

Because we do ask for personally identifying information (such as your social security number) we will use this information to match you with lenders that specialize in providing loans for people of similar credit types. Don't worry – even if you have less than perfect credit history you will still be able to take advantage of outstanding rates and month-to-month savings. Getting a quote is fast, easy & free, and you are under no obligation to accept any of the offers presented to you.

I value security and privacy… is your service safe to use? uses the latest 128-bit SSL (Secure Socket Layer) encryption technology to send and receive your quotes, thus protecting your valuable information from unwanted third-party sources. Your information will not be sold or used for any purpose other than providing you with relevant offers (such as the free auto quotes) so you can rest easy knowing your information is safe with us!

Do you limit loans based on the type of car I am looking to buy?

No. makes loan decisions based on your credit history and the Kelly Blue Book value of the car or truck you buy. We will never exclude your quote request just because of an auto type, so feel free to mix and match several different autos until you find the one that fits you best.

How much does it cost to use this service?

Nothing. Zip. Zilch. Nada. loan matching service is absolutely free for you to use as many times as you need.

I've just received my quotes – how long do I have to accept them?

The expiration of a loan offer will vary from company to company, though the industry standard is usually around 30 days. You may receive your free auto loan quotes here and store them for future use, though if you choose to go with a loan quote that has expired the lender may contact you to provide a revised quotation. At that time you may either agree with the new rate or continue shopping around for new rates – the choice is completely yours to make.

I don't have any credit history and/or I've never gotten a car loan before. Will this service still be able to help me?

Auto loans for people with limited or no credit history are still available at, though because of the lack of information to base your credit habits on you might receive an interest rate that is a bit higher than you'd like. This is pretty standard no matter where you choose to go for a loan, but don't worry – you have an option to refinance your loan at a lower rate after six consecutive months of solid payments. After you've built up a good payment history you will be able to qualify for a loan at a much lower APR and you can refinance at that time.

The used car I want to buy belongs to an individual and not a dealership. Can I still buy the car with a quote I got from

Absolutely. You will be asked to provide a title to your chosen lender, but purchasing from a person rather than a dealer will not impact your rate one bit. Just be sure to indicate your preference to your loan agent once you get the loan application started!

I'm ready to see how much I can save. How do I get a free auto loan quote?

We're glad you asked. All you need to do to get started is visit our secure auto loan quotation page and answer a few quick questions about yourself, the kind of car you'd like to buy, and what sort of loan qualities (i.e. low interest rate, low monthly payments, no money down, etc.) you value the most. You will then be presented with a series of offers to choose from, and your chosen lender takes it from there.

Click here to get your free auto loan quotes!



The entire quote process takes about 5 minutes, and we only need the information you have off the top of your head. No wonder is the preferred choice for new car loans!


Our lenders will not pester you day in and day out if you choose not to get a loan, so there's no need to worry about unwanted calls or correspondence. Get a loan on your schedule, not someone else's.


We go through extraordinary efforts to ensure that your information is protected, and we've built a reputation based on solid customer service and unrelenting integrity. You can trust the experts at!

Why Wait?

Getting your quotes is a snap, so if you've got five minutes we've got five quotes with your name on 'em.

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